The Cost of College: Your Ability and Willingness to Pay for It

It’s the time of year when students and families are receiving offers of admission and comparing Financial Aid Award Letters. This is the last step in the college application process before you make a deposit for the college you plan to attend.

But, financially speaking, where do you start?

Before you even begin searching for colleges, take stock of your financial situation and qualify yourself for a dollar amount you are willing and able to spend for college, same as you would for a home purchase, so that there are no surprises and folks are not disappointed.

Please consult these resources as you determine what that number will be for you, and begin to build your college list.

Types of Financial Aid

Expected Family Contribution resources

Based on your answers to a few  questions, the Federal Student Aid Estimator calculates your Expected Family Contribution (EFC) to give you an idea of your eligibility for federal student aid. You’ll also learn about next steps in the financial aid process.

Estimate Your Federal Student Aid

https://finaid.org/calculators/finaidestimate/ 

Big Future's EFC calculator

Expected Family Contribution – BigFuture | College Board

Net Price Calculator required to be on every college website to assist you in estimating what that college will potentially cost for you.

Google:  Any College name + Net Price Calculator

MyinTuition, a revolutionary online tool, ensures that students and their families have quick and easy access to the information they need to make decisions about college affordability.  MyinTuition shows the projected cost of college once financial aid is factored in, helping students understand and plan for what college will actually cost.

To be used in conjunction with the Net Price Calculator, not instead of.

MyinTuition - Quick College Cost Estimator for Students and Parents

Filing the FAFSA, 2022-2023 edition

This comprehensive guide includes valuable advice about the FAFSA.

FAFSA® Application | Federal Student Aid

FAFSA  Federal Student Aid: Home

What is my Expected Family Contribution (EFC)? | Federal Student Aid


The CSS Profile   Apply for College Financial Aid – CSS Profile

US Department of Education The College Financing Plan

https://www2.ed.gov/policy/highered/guid/aid-offer/index.html 

FAQs about Financial Aid

FinAid – Financial Aid Information

Mark Kantrowitz

Ron Lieber, The Price You Pay for College

Shelley Randles